RIOTS, STRIKES, MALICIOUS DAMAGE AND CIVIL COMMOTION

RIOTS, STRIKES, MALICIOUS DAMAGE AND CIVIL COMMOTIONS (Code : 4.1B / 2007)

1.    EXTENSIONS
This insurance is extended to cover :
•    Physical damage to the property and/or interest insured  directly caused by one or more of the following perils:
1.1.    Riots
1.2.    Strikes
1.3.    Locked-out Workers
1.4.    Malicious  Acts
1.5.    Civil Commotions
1.6.    Preventive Acts related to perils 1.1 up to and including 1.5.

•    Physical loss of the property and/or interest insured  directly caused by:
1.7.    Looting occurring during Riots or Civil Commotions
provided that any of these perils does not develop in an uninterrupted chain of events into one or more of the excluded perils.

2.    EXCLUSIONS
This extension does not cover all physical loss of or damage to the property and/or interest insured including loss or damage by fire  directly or indirectly caused by or contributed to or arising from or in consequence of
2.1.    one or more of the following perils:
Insurrection/Popular Rising, Usurped Power, Revolution, Rebellion, Military Power, Invasion, Civil War, War and Hostilities, Subversive Acts, Terrorism, Sabotage or Looting (except Looting occurring during Riots or Civil Commotions).
In any action, suit or other proceedings, where the Insurer alleges that loss or damage is directly or indirectly caused by one or more of the excluded perils under this Section, the burden of proof that such loss or damage is covered shall be on the Insured.

2.2.    Total or partial cessation of works, or retarding or interruption or cessation of any process or operation.

2.3.    Permanent or temporary dispossession resulting from confiscation,  commandeering or  requisition  by  any  lawfully constituted authority or body, or unlawful occupation by any person.

2.4.    Business interruption, or any kind of consequential loss.




Sudah saatnya kita memiliki dan menambahkan perlindungan dari SRCC (Strike, Riot and Civil Commotion) untuk properti dan mobil kita mengingat kondisi saat ini yang tidak bisa diprediksi.

Informasi lebih lanjut mengenai jaminan SRCC (Strike, Riot and Civil Commotion) dapat diperoleh melalui

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